You bought it because you loved it (or needed it). You should insure it for the same reason. Renters Insurance from Safeco gives you the means to help you replace your stuff when it’s stolen, damaged or destroyed in a variety of instances. Including these:
A burglar steals your bike, laptop, television and, most devastatingly, your priceless family watch or ring.
A fire destroys everything in your unit, melting electronics, charring furniture and ruining clothes, shoes and jewelry.
A water leak in your unit damages your rugs, furniture (both wooden and upholstered) and even some of your clothing.
A hotel robbery takes your tablet, smartphone, camera, jacket and guitar – everything you brought with you, essentially.
You don’t have to worry about spending a significant sum to protect your belongings. You’re only insuring your stuff, after all, not an actual building – that’s your landlord’s job. And, no your landlord’s policy doesn’t cover your personal belongings. It’s up to you to have your own policy. Your landlord may even require it.
With Safeco Renters Insurance, you have coverage for your belongings and then some. A Safeco policy covers, up to your policy limits:
Personal Property Coverage
The general rule of thumb is: Add up how much all your stuff is worth and purchase that much coverage. Schedule high-dollar items under Valuable Articles Coverage to ensure they’re fully protected.
Accidents happen. If one occurs at your rental home (or elsewhere) and you’re responsible for the cost of someone else’s medical care, lost wages, etc., your policy may help cover the expenses.
Additional Living Expenses
Being displaced from your rental home due to a fire, repairs or other incident is anything but pleasant. This coverage may help with the cost of living someplace else while sorting out your living situation.
Whether you have just a little or a whole lot of stuff, paying out of your own pocket to replace it all would surely be a strain. Safeco Renters Insurance can help make it a whole lot easier, and you can even choose between:
With Safeco Renters Insurance, you choose how you’re protected. A quote from an independent insurance agent is all you need to get started!